Who We Are

Association of Montenegrian Banks (AMB) is a non profit and non government organization with seat at Podgorica. Members of AMB are the banks that are registered under license of the Central Bank of Montenegro. As the non profit organization, AMB finances itself by the contributions of its members.

Mission

AMB was founded with purpose to improve business performances of its members, by organizing their cooperation with other banks, Montenegrian and foreign, and to provide representation and qualitative protection of joint interests of its members before the Central Bank of Montenegro, other competent State's and international administrations and authorities.
Positive cooperation has been established with ATTF - Luxembourgian Agency for Transfer of Financial Technologies, with respect to organizing of training of members' employees in the modern banking and financial services skills, which was followed by certifications of so achieved knowledge. In addition, good relations are achieved with Banking Institute of Warszawa.

Activities

Activities of the AMB are dominantly oriented to the standardization of local banking practice and equalisation of the same with the banking standards of the European Union. This goal is going to be achieved by strict compliance with the code of good business conduct and business moral, respectfully to establishing of the rules and patterns for the member-to-member communication, and communication of members with third parties as well.
AMB is performing its activities through the work of its bodies: Assembly, Managing Board, Secretary-general, Court of Honour and Arbitrage. For specific fields of interests respective experts boards are organized, as follows:

Organization of Assotiation of Montenegrin Banks

Assembly

Secretary - General

Administration Unit

Experts Boards

Experts Boards

Internal Audit and Control Committee

President:
Vladimir Zloković, ZIRAAT BANK

Vice President:
Gordana Luka, LOVĆEN BANKA

Board members:
Aneta Kustudić, ADDIKO BANK
Marija Žugić, ADRIATIC BANK
Slobodan Vujović, CRNOGORSKA KOMERCIJALNA BANKA
Nevenka Todorović, ERSTE BANKA
Veselin Ivanović, HIPOTEKARNA BANKA
Milo Bracanović, NLB BANKA
Žana Kasalica, PRVA BANKA CRNE GORE
Sonja Burzan, UNIVERSAL CAPITAL BANK
Ivana Golubović, ZAPAD BANKA

Banking Standards Committee

Board members:
Miroslav Vuković, ADRIATIC BANK
Bojan Dožić, CRNOGORSKA KOMERCIJALNA BANKA
Marko Radunović, ERSTE BANKA
Ana Golubović, HIPOTEKARNA BANKA
Nikola Vasilić, LOVĆEN BANKA
Marko Čelebić, NLB BANKA
Nataša Martinović, PRVA BANKA CRNE GORE
Milena Perović, UNIVERSAL CAPITAL BANK
Biljana Savić, ZAPAD BANKA
Vaso Gazivoda, ZIRAAT BANK

Payment Transactions Committee

President:
Žana Mijović-Vukčević, ERSTE BANKA

Vice President:
Aida Balota, CRNOGORSKA KOMERCIJALNA BANKA

Board members:
Petar Urdešić, Ana Vujašković, ADDIKO BANK
Mileva Marojević, ADRIATIC BANK
David Jauković, Mirko Bjeletić, CRNOGORSKA KOMERCIJALNA BANKA
Snežana Perić, Slavka Dević, ERSTE BANKA
Milena Grupković, Ivana Pejović, HIPOTEKARNA BANKA
Nenad Radulović, Ervin Čekić, LOVĆEN BANKA
Luka Uskoković, Milica Kračković, NLB BANKA
Miloš Jovićević, Snežana Burić, PRVA BANKA CRNE GORE
Ana Jovanović, UNIVERSAL CAPITAL BANK
Jovana Kovačević, Rade Prelević, ZAPAD BANKA
Vasilije Martinović, Goran Bakić ZIRAAT BANK

Citizen Affairs Committee


Board members:
Ognjen Mijušković, ADDIKO BANK
Nikola Marinović, ADRIATIC BANK
Samir Bibezić, CRNOGORSKA KOMERCIJALNA BANKA
Relja Durović, ERSTE BANKA
Nikola Špadijer, HIPOTEKARNA BANKA
Draško Trninić, LOVĆEN BANKA
Ivana Bošković, NLB BANKA
Milica Ljumović, Radomir Rudanović, PRVA BANKA CRNE GORE
Srdja Pavićević, UNIVERSAL CAPITAL BANK
Zoran Kalezić, ZAPAD BANKA
Mensur Markišić, ZIRAAT BANK

Monetary and Credit Policy Committee


Board members:
Danijela Vuksanović, ADDIKO BANK
Nikola Marinović, ADRIATIC BANK
Srđan Janković, CRNOGORSKA KOMERCIJALNA BANKA
Aleksa Lukić, ERSTE BANKA
Jelena Vuletić, HIPOTEKARNA BANKA
Marko Čelebić, NLB BANKA
Milan Perović, Radomir Rudanović, PRVA BANKA CRNE GORE
Vanja Bojanović, UNIVERSAL CAPITAL BANK
Belkisa Zoronjić, ZAPAD BANKA
Enes Kurpejović, ZIRAAT BANK

Legal Affairs Committee


President:
Lazar Grbović, ERSTE BANKA

Board members:
Ana Milošević, ADDIKO BANK
Vesna Jovanić, ADRIATIC BANK
Ksenija Kovačević, CRNOGORSKA KOMERCIJALNA BANKA
Božo Đurašković, HIPOTEKARNA BANKA
Nikola Kaluđerović, LOVĆEN BANKA
Dragan Ćorac, NLB BANKA
Željko Ćorić, Zdenka Spaić, PRVA BANKA CRNE GORE
Jelena Vukićević Đukić, UNIVERSAL CAPITAL BANK
Boban Ličina, ZAPAD BANKA
Milena Lakić, ZIRAAT BANK

Accounting Committee


President:
Kristina Bukilić, ERSTE BANKA

Board members:
Jelena Božović, ADDIKO BANK
Miroslav Vuković, ADRIATIC BANK
Ratka Glumac, CRNOGORSKA KOMERCIJALNA BANKA
Vladan Đurović, HIPOTEKARNA BANKA
Milica Praščević, LOVĆEN BANKA
Marija Bakić, NLB BANKA
Danijela Vučetić, Jelena Bezmarević, PRVA BANKA CRNE GORE
Lana Kalezić, UNIVERSAL CAPITAL BANK
Luka Mišović, ZAPAD BANKA
Milanka Radunović, ZIRAAT BANK

International Affairs Committee


Board members:
Petar Urdešić, ADDIKO BANK
Mileva Marojević, ADRIATIC BANK
Jasmina Smakić, CRNOGORSKA KOMERCIJALNA BANKA
Slavka Dević, ERSTE BANKA
Milena Grupković, HIPOTEKARNA BANKA
Nenad Radulović, LOVĆEN BANKA
Luka Uskoković, NLB BANKA
Slobodanka Papić, Snežana Burić, PRVA BANKA CRNE GORE
Ana Rajković, UNIVERSAL CAPITAL BANK
Jovana Kovačević, ZAPAD BANKA
Vasilije Martinović, ZIRAAT BANK

Commission for the fraud Prevention of Payment Card


President:
Aleksandar Pajević, HIPOTEKARNA BANKA

Vice President:
Maja Grzunov, CRNOGORSKA KOMERCIJALNA BANKA

Board members:
Srđa Šaković, ADRIATIC BANK
Predrag Pančić, ERSTE BANKA
Miljan Šekularac, LOVĆEN BANKA
Mirjana Šćepanović, NLB BANKA
Andreja Jovović, PRVA BANKA CRNE GORE
Davorka Todorović, UNIVERSAL CAPITAL BANK
Vesna Marović Šehić, ZAPAD BANKA
Mirko Ilić, ZIRAAT BANK

Compliance Committee

President:
Ana Milošević, ADDIKO BANK

Board members:
Milijana Živković, ADRIATIC BANK
Danijela Milunović, CRNOGORSKA KOMERCIJALNA BANKA
Duška Šubarić, ERSTE BANKA
Danka Dragićević, HIPOTEKARNA BANKA
Borka Perović, LOVĆEN BANKA
Svetlana Rajković, NLB BANKA
Željko Ćorić, PRVA BANKA CRNE GORE
Vuksan Vuksanović, UNIVERSAL CAPITAL BANK
Ivana Marković, ZAPAD BANKA
Milena Lakić, ZIRAAT BANK

Security and Protection Committee


Board members:
Radojica Mijušković, ADDIKO BANK
Vesko Vukadinović, ADRIATIC BANK
Željko Knežević, CRNOGORSKA KOMERCIJALNA BANKA
Kristina Bukilić, ERSTE BANKA
Haris Dizdarević, HIPOTEKARNA BANKA
Predrag Stanković, NLB BANKA
Irvin Huremović, PRVA BANKA CRNE GORE
Edin Ramović, UNIVERSAL CAPITAL BANK
Jakov Latković, ZAPAD BANKA
Nedžad Bektešević, ZIRAAT BANK

AML and Terrorism Financing Committee


President:
Sanja Mijušković, HIPOTEKARNA BANKA

Vice President:
Miodrag Spasojević, UNIVERSAL CAPITAL BANK

Board members:
Ivana Rajković Medenica, ADDIKO BANK
Miodrag Ćupić, ADRIATIC BANK
Tanja Popović, CRNOGORSKA KOMERCIJALNA BANKA
Goran Vukićević, ERSTE BANKA
Anita Sjekloća, LOVĆEN BANKA
Marjana Drašković, NLB BANKA
Goran Vukotić, PRVA BANKA CRNE GORE
Dejan Hajduković, ZAPAD BANKA
Slavko Gačević, ZIRAAT BANK

Card Committee


Board members:
Petar Urdešić, ADDIKO BANK
Srđa Šaković, ADRIATIC BANK
Miloš MIlić, CRNOGORSKA KOMERCIJALNA BANKA
Bojan Burić, ERSTE BANKA
Bojana Antunović, HIPOTEKARNA BANKA
Jovana Popović, LOVĆEN BANKA
Mirjana Šćepanović, NLB BANKA
Vinka Nenezić, PRVA BANKA CRNE GORE
Davorka Todorović, UNIVERSAL CAPITAL BANK
Vesna Marović - Šehić, ZAPAD BANKA
Mirko Ilić, ZIRAAT BANK

Digitalization and Fintech Committee


President:
Bojan Burić, ERSTE BANKA

Board members:
Aleksandar Borozan, ADDIKO BANK
Srđa Šaković, ADRIATIC BANK
Irena Mašović, CRNOGORSKA KOMERCIJALNA BANKA
Dušan Radojičić, HIPOTEKARNA BANKA
Miljan Šekularac, LOVĆEN BANKA
Mile Grbin, NLB BANKA
Edin Ćeranić, PRVA BANKA CRNE GORE
Andrija Zorić, UNIVERSAL CAPITAL BANK
Vuk Marijanović, ZAPAD BANKA
Alen Turusković, ZIRAAT BANK

Liquidity, ALM and Financial Market Operations Committee


President:
Igor Savić, ERSTE BANKA

Board members:
Milena Bevenja, ADDIKO BANK
Mirza Redžepagić, ADRIATIC BANK
Dražen Stanković, CRNOGORSKA KOMERCIJALNA BANKA
Gojko Maksimović, HIPOTEKARNA BANKA
Marko Peković, NLB BANKA
Aleksandar Đukanović, PRVA BANKA CRNE GORE
Irena Radović, UNIVERSAL CAPITAL BANK
Marko Đurišić, ZAPAD BANKA
Enes Kurpejović, ZIRAAT BANK

Information Technology Committee


Board members:
Marko Ivanišević, ADDIKO BANK
Boban Ćebić, ADRIATIC BANK
Saša Šehovac, CRNOGORSKA KOMERCIJALNA BANKA
Milovan Kotlica, HIPOTEKARNA BANKA
Miljan Šekularac, LOVĆEN BANKA
Nenad Albijanić, NLB BANKA
Jelena Ivović, Bojan Šljivić, PRVA BANKA CRNE GORE
Veljko Rmuš, UNIVERSAL CAPITAL BANK
Vesna Petrović, ZAPAD BANKA
Alen Turusković, ZIRAAT BANK

Risk Management Committee


President:
Marko Manojlović, CRNOGORSKA KOMERCIJALNA BANKA

Board members:
Nikola Bošković, ADDIKO BANK
Žana Martinović, ADRIATIC BANK
Marko Radunović, ERSTE BANKA
Goran Smolović, Nikola Pejović, HIPOTEKARNA BANKA
Vladimir Duborija, LOVĆEN BANKA
Ivan V. Jovanović, Bojan Rubežić, NLB BANKA
Aljoša Drobnjak, PRVA BANKA CRNE GORE
Vesna Durković, UNIVERSAL CAPITAL BANK
Jelena Milić, ZAPAD BANKA
Nikola Vasilić, ZIRAAT BANK

SEPA Committee


President:
Nikola Milović, HIPOTEKARNA BANKA

Board members:
Ana Vujašković, Petar Urdešić, ADDIKO BANK
Milijana Živković, Mileva Marojević, ADRIATIC BANK
Jasmina Smajić, Mirko Bjeletić, CRNOGORSKA KOMERCIJALNA BANKA
Žana Mijović Vukčević, ERSTE BANKA
Nikola Kaluđerović, Ervin Cekić i Miljan Šekularac, LOVĆEN BANKA
Luka Uskoković, NLB BANKA
Jovićević Miloš, Slobodanka Papić, PRVA BANKA CRNE GORE
Ana Jovanović, UNIVERSAL CAPITAL BANK
Djordje Grupković, ZAPAD BANKA
Goran Bakić, ZIRAAT BANK

ESG Committee


President:
Vanja Mitrović, ERSTE BANKA

Board members:
Ana Zirojević, Marija Barjaktarović, ADDIKO BANK
Ivan Vuksanović, ERSTE BANKA
Jovana Žugić, HIPOTEKARNA BANKA
Mina Durutović, LOVĆEN BANKA
Bogdan Podlesnik, Veselinka Mašulović,  NLB BANKA
Stela Bošković, Nemanja Boljević,  CRNOGORSKA KOMERCIJALNA BANKA
Dubravka Vidaković, ZAPAD BANKA
Vladimir Zloković, ZIRAAT BANK

Our documents:

The Code of Business Conduct was passed in 2004, and it represent sum of general rules that are applicable to all banks in Montenegro, with sound respect for the freedom of banking market but with strong request any monopole and non-lawful concurrence to be avoided and thereto condemned.

Other documents:

Work plans, work reviews...

Emplyees

Marija Sukovic

Secretary General


Goran Radonjic

Advisor for International Cooperation and Banking Education


Marija Vuckovic

Business Secretary


AMB is a adjoined member of European Banking Federation of Brussels, enjoys privilege of a membership of Inter Balkan Forum of Banking Associations and member of International Banking Council (IBC). AMB is also a partner with ATTF from Luxembourg.