9. and 10 June 2025. In view of the perceived need and desire for better preparation of banks for the new regulations, AMB organized additional education of member banks on the new regulation related to IRRBB – interest rate risk, which will enter into force on July 1, 2025. and the changes required by Basel IV.
From July 1, 2025, a new regulation related to interest rate risk will be applied in Montenegro, introducing significant changes in risk management practices in the banking sector. Given the increasing volatility of interest rates and regulatory requirements aligned with international standards, banks will need to adapt their risk management strategies to ensure stability and compliance with new regulations. Given the strategic importance of this regulation, timely education and preparation are key factors for a successful transition and long-term sustainability of the banking sector in Montenegro.
Organizing training on this topic is necessary, because it will enable:
- Better understanding of new regulatory requirements
- More effective interest rate risk management
- Increased resilience of the banking sector
- Practical preparation for implementation
On the other hand, Basel IV brings significant changes to the regulation of the banking sector. Basel IV introduces significant regulatory changes aimed at strengthening the resilience of banks and increasing transparency in risk management. As these new standards come into effect in the coming years, it is critical that banking professionals gain an in-depth understanding of the new requirements and their impact on business. Education about Basel IV is necessary to help banks adapt to these changes in a timely manner, mitigate regulatory risks and ensure long-term compliance with the new standards.
