{"id":6850,"date":"2024-06-21T08:32:00","date_gmt":"2024-06-21T08:32:00","guid":{"rendered":"https:\/\/ubcg.info\/en\/?p=6850"},"modified":"2024-06-21T08:32:00","modified_gmt":"2024-06-21T08:32:00","slug":"giz-regional-conference-tirana","status":"publish","type":"post","link":"https:\/\/ubcg.info\/en\/2024\/06\/21\/giz-regional-conference-tirana\/","title":{"rendered":"GIZ REGIONAL CONFERENCE – TIRANA"},"content":{"rendered":"

13.06.2024.<\/strong> In the organization of the GIZ – German Development Fund, the General Secretary of the UBCG participated in a regional conference in Tirana, which was dedicated to cashless payments, empower digitalization, accelerate economies, reducing the gray economy, emphasizing the experience in Serbia.<\/p>\n

BETTER WAY TO ACCELERATE ECONOMIES: <\/strong><\/p>\n

EMPOWER DIGITALIZATION AND CASHLESS PAYMENTS<\/strong><\/p>\n

\n

AGENDA<\/p>\n

\n

\u00a0<\/strong><\/p>\n

09:00-09:30 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Welcome drinks and participant registration<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

09:30-09:50 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Opening addresses<\/strong><\/p>\n

Thilo Schroeter, Deputy Head of Mission, German Embassy in Albania <\/em><\/p>\n

Violeta Jovanovi\u0107, founder, Partnership for Competitive Region <\/em><\/p>\n

Endrit Yzeiraj, Vice Minister, Ministry of Economy, Culture and Innovation, Albania<\/em><\/p>\n

Holti Banka, Senior Financial Sector Specialist, World Bank, Albania<\/em><\/p>\n

\u00a0<\/em><\/p>\n

09:50-11:00 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Panel discussion: Fostering electronic payments and fair competition in WB6<\/strong><\/p>\n

Ledia Bregu, Director of Payment Systems, Accounting and Finance Department, Bank of Albania\u202f<\/em><\/p>\n

Jelena Davidovi<\/em>\u0107, H<\/em>ead of Directorate for FinTech, Ministry of Finance, Montenegro<\/em><\/p>\n

Ivan Nedev, Head of the Financial System Department, Ministry of finance, North Macedonia<\/em><\/p>\n

Stefan Dragojevi\u0107, Special Advisor, Financial System Department, Ministry of Finance, Serbia<\/em><\/p>\n

\u00a0<\/em><\/p>\n

Moderator: <\/em>Anjeza Beja, DFS Lead Albania, Country Advisory and Economics Unit<\/em><\/p>\n

\u00a0<\/em><\/p>\n

11:00-11:15 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Q&A Session \/ Family photo<\/strong><\/p>\n


\n11:15-11:35\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Coffee & Snack Networking break<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

11:35-12:15\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Deep dive session: Industry led initiatives to grow e-payments in the region <\/strong><\/p>\n

Better Way case study: Du\u0161an Vasiljevi\u0107, Competitiveness and Investment Director, NALED, Serbia <\/em><\/p>\n

Silvia Hadzhiyaneva, Director for Public Policy Bulgaria & Western Balkans, Mastercard<\/em>
\nSa\u0161a Ran\u0111elovi\u0107, Professor, Faculty of Economics and Business, University of Belgrade, Serbia<\/em>\u00a0 <\/em><\/p>\n

\u00a0<\/em><\/p>\n

Session host: Zlatko Miliki\u0107, Team Leader, Cashless Payment Initiative \u2013 Serbia | develoPPP, GIZ, Serbia<\/em><\/p>\n

\n

The information relies heavily on the attitudes that we already inherit in Montenegrin banks association.<\/p>\n

\n

Understanding the current situation, we would like to point to developed markets with a longer history of using payment cards and developing markets, where electronic payment can be considered rare, we see that both are adopting new payment methods. Developed countries, for example, given their cashless market history, have a developed infrastructure for accepting payments, and customers have been choosing cashless payment methods for a long time, so the transition to mobile payment methods is a natural process of payment advancement for them. In contrast, in developing markets, customers have the same mobile devices, but the level of adoption is somewhat lower, mainly due to a lack of infrastructure. This tells us that we are in a position to offer new payment methods on these markets – the so-called. push payments, QR codes, initiated payments, etc. Despite the fact that the situations are not the same in all markets, we should all be familiar with the fact that smart devices are the most effective way to develop a cashless payment method. The different approaches complement each other, to enable users to use smart devices for payments, no matter where they are.<\/p>\n

\n

What we know is that there are two technological solutions. So, what I would emphasize is the already mentioned tokenization, due to the trend of switching from plastic cards to consumer devices, i.e. users of electronic payment methods. When I say devices, I don’t mean only smartphones, but it also includes other devices connected to the IoT system – those that can potentially be or have already taken root as a means of payment – from bracelets, rings, cars, to smart refrigerators, etc. When we look only at the field of card payments, maximum care is taken with security and there is no doubt about how reliable the chips on the cards are for storing data. This security, which exists in the physical environment, must also be provided in the digital environment, and this is a challenge, because when looking at the transition from cards to personal smart devices used by customers, which are completely outside the control of banks, we must ensure that all these payment methods are secure enough, and user data protected. In that case, tokenization, which has been established and is used as a standard, is exactly what we have developed and which we use with a large number of products in the system of connected devices. The token, which is a substitute for a plastic card, does not reveal the cardholder’s details, is limited to a specific domain and can be managed independently of the primary account. In the age of IoT, with connected devices becoming means of payment, tokenization takes on even greater importance. Another thing I have to mention is the blockchain, i.e. distributed ledger technology, which is considered the technology of the future with high-quality application in banking.<\/p>\n

\"\" \"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

13.06.2024. In the organization of the GIZ – German Development Fund, the General Secretary of the UBCG participated in a regional conference in Tirana, which was dedicated to cashless payments, empower digitalization, accelerate economies, reducing the gray economy, emphasizing the experience in Serbia. BETTER WAY TO ACCELERATE ECONOMIES: EMPOWER DIGITALIZATION AND CASHLESS PAYMENTS AGENDA \u00a0 09:00-09:30 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Welcome drinks and participant registration \u00a0 09:30-09:50 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Opening addresses Thilo Schroeter, Deputy Head of Mission, German Embassy in Albania Violeta Jovanovi\u0107, founder, Partnership for Competitive Region Endrit Yzeiraj, Vice Minister, Ministry of Economy, Culture and Innovation, Albania Holti Banka, Senior Financial Sector [\u2026]<\/span><\/p>\n","protected":false},"author":3,"featured_media":6845,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[220],"tags":[],"class_list":["post-6850","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-events-en"],"publishpress_future_action":{"enabled":false,"date":"2026-06-10 00:49:58","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/posts\/6850","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/comments?post=6850"}],"version-history":[{"count":1,"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/posts\/6850\/revisions"}],"predecessor-version":[{"id":6851,"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/posts\/6850\/revisions\/6851"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/media\/6845"}],"wp:attachment":[{"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/media?parent=6850"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/categories?post=6850"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ubcg.info\/en\/wp-json\/wp\/v2\/tags?post=6850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}